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	<title>Debt Consolidation &#187; 9 Months</title>
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	<description>Read about choosing the right Plan Debt Consolidation.</description>
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		<title>Should Debts Be Settled Or Consolidated? – Credit Counseling Options</title>
		<link>http://debtsdefinitions.com/28/should-debts-be-settled-or-consolidated-%e2%80%93-credit-counseling-options/</link>
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		<pubDate>Fri, 22 May 2009 12:01:16 +0000</pubDate>
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				<category><![CDATA[Consolidation Credit Debt]]></category>
		<category><![CDATA[9 Months]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Settlement Company]]></category>

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		<description><![CDATA[Many consumers make the mistake of thinking that debt consolidation and debt settlement is the same thing. But there are very distinct differences between these two programs. Debt consolidation is the process of combining multiple debts into one monthly payment. Typically administered by a credit counseling agency, a debt consolidation program can lower your interest [...]]]></description>
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